Fees
- *Initial intake assessment: $175 (60-75 minutes)
- Individual therapy: $150 (60-minutes)
- Family therapy: $150 (60-minutes)
- Group Therapy: $45 (per group session)- no insurance accepted
- Consultation: negotiable depending on type of service (contract will be developed)
- Supervision: negotiable (contract will be developed)
Fees may be adjusted upon request. Please talk with your therapist about a sliding scale, if needed.
*The first counseling appointment is $175 due to the collection and documentation of comprehensive history, potential diagnosis, goal-setting, and treatment planning.
Payment Methods
Cash, check, and all major debit/credit cards, including health savings account debit/credit cards, are accepted. Please make checks payable to Strive Counseling and Consulting Services.
Even if you plan to pay by cash or check, a credit card will be required to be on-file prior to your first appointment. A credit card is necessary, and will only be charged, for a late cancellation or no show appointment per the appointment cancellation policy.
The credit card you have on file can also be charged upon completion of each session for the balance due. Some clients find this method to be easy since it would not require any time spent during the session for collection of fees.
Insurances Accepted
- Blue Cross and Blue Shield (in-network)
- Aetna (in-network)
- Lyra Health
- UnitedHealthcare Student Resources (student plan only)
- Other insurance companies (out-of-network)
If utilizing insurance, fees will be based on current benefit plans, where applicable co-pays, co-insurance, and deductibles may vary. Your therapist will check your benefits prior to your fist session and communicate findings with you. If your plan requires you to pay out of pocket for services, you will be charged the contracted amount that your insurance carrier designates. This will be discussed with you prior to your first session.
Out of Network Coverage
Strive Counseling and Consulting Services, PLLC may be considered a provider for your out-of-network coverage for mental health counseling/psychotherapy services. This means that you will pay for your counseling and request a reimbursement from your insurance company. For your reimbursement request, a “Super Bill” will be provided to you upon request. A Super Bill is a special receipt which includes specific information insurance companies require in order to consider requests for reimbursement or requests that your charges be counted toward your deductible. It is important to know that reimbursement is not guaranteed as not all insurance companies will reimburse you, or they may not reimburse you for the full cost of the service(s) provided.
Questions To Ask Your Insurance Provider Prior To Counseling
If you would like to investigate the possibility of reimbursement for out-of-network coverage, please check your policy carefully and ask the following questions of your provider:
- Do I have mental health or behavioral health benefits?
- What is my deductible and has it been met?
- How many mental health sessions does my insurance plan cover per year?
- How much does my plan cover for an out-of-network mental health provider?
- How do I obtain reimbursement for therapy with an out-of-network provider?
- What is the coverage amount per therapy session?
- Is pre-approval required before I seek mental health care, and what are the pre-approval requirements?
Benefits of Forgoing Insurance and Paying Privately
- Choosing a therapist that’s right for you – Participating insurance panel therapists apply to participate on that insurance panel, and are accepted per the insurance company’s availability to add new providers to their panel. Insurance companies typically include therapists based on location, price, or therapeutic approach. This may mean that access to customized, quality mental health care is limited and you may find your therapist is not a good fit for you.
- Control over your therapy – Many insurance companies set limits on the type of treatment, appointment frequency, or amount of sessions you may have. Insurance companies may demand a review of your mental health records, which means they can review and/or question the treatment you are receiving and/or whether or not they will decide to continue or discontinue coverage for your sessions. Insurance companies may also require that you take medication before they will approve counseling sessions for you.
- Confidentiality – Insurance companies require, at minimum, client name, dates of service, and mental health diagnosis in order to pay (or reimburse you) for your therapy sessions. While your counseling is confidential, you must sign a form that allows the counselor to communicate this confidential information to your insurance company. In the event that your insurance company requires pre-authorization for treatment and/or reviews your file, additional information, such as therapy session notes, must be provided to the insurance company. It is important to note that this information becomes part of your record and could be used by insurance companies to determine future insurance rates or eligibility, eligibility in the armed forces, driving record, etc. This is particularly important when considering counseling for your child(ren).